Credit Underwriter

<div class="content-intro"><p>AgWest Farm Credit is a member-owned financial cooperative that provides financing and related services to farmers, ranchers, agribusinesses, commercial fishermen, timber producers, rural homeowners and crop insurance customers in a seven-state territory in the Western United States. AgWest is part of the 100+ year-old Farm Credit System – the leading provider of credit to American agriculture.</p> <p>AgWest champions the growth and advancement of agriculture, the value of rural communities, and the vital contribution our customers make to the economy and society. We serve customers in 59 locations throughout the West.</p></div><p>We are in search of a Credit Underwriter I or Credit Underwriter II (internally known as a Credit Analyst) to join our California Lending and Insurance department in Tulare. This full-time position reports to the VP, Credit and assists in providing sound, constructive credit and related services, typically supporting a portfolio of simple to moderately complex credit relationships.</p> <p><span style="text-decoration: underline;"><strong>Compensation Information</strong></span></p> <p>The base salary range for this position in Tulare, California is:</p> <p>Level I: <br>Typical starting range: $66,200 - $88,700<br>Full base salary range: $66,200 - $99,900<br>Annual performance-based incentive target is 10% of base salary.</p> <p>Level II: <br>Typical starting range: $72,600 - $97,800<br>Full base salary range: $72,600 - $110,400<br>Annual performance-based incentive target is 12% of base salary.</p> <p><span style="text-decoration: underline;"><strong>Essential Duties</strong></span></p> <ul> <li>Gather financial and business-related information from customers, prospects and other available resources through personal interviews, phone interviews, and other information resources.</li> <li>Analyze basic financial statements, including opinions and notes, tax records, “in house” prepared financial statements and pro forma statements.</li> <li>Prepare credit analysis and make recommendations to appropriate management for review.</li> <li>Comply with documentation expectations, procedures, laws and regulations.</li> <li>Support customer relationships through marketing and servicing financially related products by communicating with customers, their professional representatives and employees at the branch office or customer locations.</li> <li>Effectively participate in the Large Loan process as needed to provide high quality products to be delivered within the agreed time frames and within the risk parameters acceptable to the organization.</li> <li>Complete in-person farm visit