About the role
<p><strong>Solaris</strong> is Europe's leading embedded finance platform. Solaris’ full German banking license and proprietary modular B2B tech stack empowers its partners – from SMEs to large, multinational, non-financial companies – to offer compliant, customer-centric banking services, providing seamless experiences to customers across all industries. Founded in 2016, Solaris pioneered the Banking-as-a-Service market with an unparalleled combination of tech and banking. Solaris is headquartered in Berlin and employs 300 people in Europe.</p> <h4>Your Role</h4> <h4><strong>Manual Underwriting Operations</strong></h4> <ul> <li>Define and refine the structure of complex credit transactions.</li> <li>Assess and approve credit transactions, ensuring full compliance with the OHB (Operational Handbook) and external regulatory frameworks.</li> <li>Continuously perform, optimize, and maintain the credit approval process to enhance efficiency and accuracy.</li> <li>Establish and maintain manual credit file management systems.</li> <li>Conduct regular reviews and updates of credit files to reflect current risk profiles.</li> </ul> <h4><strong>Automatic Underwriting &amp; Logic</strong></h4> <ul> <li>Assist in setting and refining the technical criteria for the Decision Engine.</li> <li>Align the conceptual consistency of underwriting principles across both manual and automated channels.</li> </ul> <h4><strong>Credit Portfolio Steering</strong></h4> <ul> <li>Prepare regular qualitative portfolio reviews accompanied by action proposals to maintain credit risk exposure within established risk appetite levels.</li> <li>Execute ad-hoc assessments as required to mitigate emerging risks.</li> <li>Monitor partnership team activities specifically regarding dunning, workout, and collection actions to ensure alignment with risk standards.</li> </ul> <h4><strong>Strategic Projects &amp; Compliance</strong></h4> <ul> <li>Take responsibility for closing audit findings within the respective focus areas.</li> <li>Lead training initiatives for CRM and Solaris staff on core underwriting principles.</li> <li>Drive project-related tasks, including the development and launch of new loan products.</li> </ul> <h4 id="id-(Senior)ComplianceSpecialist(d/f/m)atSolaris-We'dlovetosee">We'd love to see</h4> <p>Depending on your level of experience, your responsibilities and scope of role will range. We don’t care much about fancy titles, but rather about real personal and professional development, as laid out in our&nbsp;<a class="external-link" href="https://medium.com/solarisbank-bl